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Yes that second one is the one I remember from class.

Not really.

Иметь is more for concepts, and such. And is used on official forms and that.

When in doubt use У меня

But if you want to say "don't have" as a command, you need the imperitive:...

У меня есть всегда интерес к языкам

or could I use Иметь

Я всегда имею.....

Is my use of present tense + всегда right for I have always...
I know in English we use past, but in Russian the...