Thread: I don't understand...

...what it means:
We do not have encrypted VISA payment at our website but we can take VISA, so the best would be if you faxed your VISA details to us at our faxno...
Does anybody knows?

Они говорят, что "не принимают защищённые платежи VISA через сайт, но можно отправить номер карточки по факсу"

Originally Posted by marina

...what it means:
We do not have encrypted VISA payment at our website but we can take VISA, so the best would be if you faxed your VISA details to us at our faxno...
Does anybody knows?

It means they can't afford a good IT manager, so it's better to avoid them

MARINA ВИНМАНИЕ ( or however you spell attention ) PLEASE alex, translate this for her... !!!!!!! DO not NOT NOT !!! НЕ ДЕЛАЕШЬ !!! fax ANYBODY ANYTHING with your credit card !! this is the OLDEST TRICK !!! ... i garuntee it is a rip off. they do this ALL THE TIME in america... "oh please, fax us a copy of all your visa information so we can go to the bank with your number and withdraw 5,000 dollars for a new car and screw yuo over" ... marina, please find another company, or else u will regret it ! somone tell her!!!!!!!

Dogboy - calm down.

Lots of businesses take orders for things via fax, or phone, or the internet (people should only ever use encrypted, secure ordering sites though), and they all ask you for your VISA details - if you're not right there in the store to swipe your card through the machine, how else is the company going to charge you if they don't have your details?

You should always TRIPLE check that the company you're dealing with is legitimate, though, but otherwise...

Don't fax your PIN number, that's for sure!!

I'd be wary of fax though from the point of view of the piece of paper with your details possibly lying around the store - not very secure. I always ring and give my details over the phone - they always put the numbers into the machine right there and then.

Credit card fraud is where someone gets your credit card details, who shouldn't have them, and then starts charging things to your card. They may get your details by stealing your card, or intercepting your details via a non-secure website. They may also be "pretending" to be a legitimate business, which is why you should always be sure you're dealing with a reputable store.

Reputable stores are extremely careful about where your credit card details are stored, they don't sell these details to third parties, and they only charge you for what you buy.

*Trust nobody* (makes face that no emoticon can describe)

your credit company shouldn't charge you if you have suffered from fraud though, ours doesn't...

Oddo - you're right. Most companies, if it's clear that you've suffered from fraud, won't hold you liable to pay.

Dogboy: does this emoticon convey what you're after? --->

Dogboy is right. Legitimate companies never ask you to FAX any credit card info, they always have a secure online site. It is also easy for a document to be accidentally faxed to the wrong address.

JB - MANY legitimate companies have a fax option for ordering. It's because some people don't like to give their details over the internet, secure or not. Go have a look at any number of reputable businesses online: they'll have a fax number option for ordering, as well as phone, or secure site. It's a common thing. I don't know how many people actually use that option, though.

You are right, though - you might fax your details to the wrong number: so better to phone or use the secure website.

still faxing is the number one way people jack your crаp. i wouldn't do it.

Yeah, neither would I. Secure sites all the way!

Thank you for your care. But how can I find out if the company is legitimate?
They said they especially need the signature. Is here something wrong?
I've never ordered anything via Internet.

Yeah, online ordering is so secure. How many credit card numbers do Russian and Baltic computer nerds swipe from these "secure" sites each year? Want to take a guess? All it takes is for some poor schlub running his online business on a Windows NT machine with a lazy administrator and he might as well hand the database over to Oleg upfront.

It means they can't afford a good IT manager, so it's better to avoid them

And that's what? 85-90% of the small businesses in the world?

Just look online to see if anyone's written any complaints about them. Usually there are special websites for consumer grievances against companies they've had trouble with. Faxing is not as insecure or uncommon as these guys claim. I spent most of my preadolescence working a fax machine for a computer company, and sending credit card information is an extremely common practice. Go look at US government websites like the Department of Health. If you want a new birth certificate: guess what? You have to fax them an application with your credit card number on it.

I never order anything online, don't bank online or ever put any account numbers where somebody else might get them. Any 10 year old hacker can figure out how to get account numbers. My credit card number was copied by some punk restaurant worker who tried to rack up $7000 in 2 days! Luckily I never have credit cards that link to my bank accounts and my card company stopped the card and didn't charge me.

Originally Posted by JB

I never order anything online, don't bank online or ever put any account numbers where somebody else might get them. Any 10 year old hacker can figure out how to get account numbers. My credit card number was copied by some punk restaurant worker who tried to rack up $7000 in 2 days! Luckily I never have credit cards that link to my bank accounts and my card company stopped the card and didn't charge me.

Well I don't know about 10. 15 maybe. And personally I think it's safer to have a credit card that uses my bank account than a large line of credit. If someone stole the number, God forbid they exhaust the seven dollars and thirty-four cents I have in checking.

Originally Posted by mike

Well I don't know about 10. 15 maybe. And personally I think it's safer to have a credit card that uses my bank account than a large line of credit. If someone stole the number, God forbid they exhaust the seven dollars and thirty-four cents I have in checking.

How about overdraft protection? Many banks (perhaps yours too) would give you a credit of at least $300 as overdraft protection, and then charge you $5 a day till you return this credit.

Overdraft is a good idea if you're a compulsive check bouncer. But a credit card linked to your checking, savings and IRA accounts is not protectected if someone steals the number and cleans out your account. ATM cards that are debit cards are frequently the cause of bank account theft. I know several people who used their ATM card for purchases in stores and restaurants only to discover their checking cleaned out a few days later. "Sorry", the bank said. "We don't offer a protection plan on debit cards." Unsecured credit cards usually don't make you pay for fraud because they just write the loss off and give you a new card. And Mike, wouldn't you rather spend your $7 on yourself than let some lazy scum take it?