Now they come to the bank and willingly surrender themselves into a nearly life-long slavery. Well, dependance. How that will change if they go to the 'golden' bank, get 1000 gold pieces and then return the same 1000 gold pieces later?
I don't mind the added value when it is a real value and in an economy driven by a fixed currency you will find nothing against that... But. Let's continue your line of thought. The initial investments are done and the value is added and established. We put a price to this amount of comfort. Why the next day the cost of that same amount of comfort gets higher? No more value is added, after all. It's only money that got cheaper. Why is that?
I wouldn't put too much smileys here, by the way. Using energy as a cost equivalent is a very promising theory.
I'll try to make this as simple as possible. Instead of depreciating the value of paper money let's depreciate the cost of goods and services money can buy and keep the money value unchanged. Thus we'll encourage people to create the real added value constantly. After all, money is a 'social agreement'. Why can't we amend that agreement a bit?