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See, in your example there.

I had worn a raincoat
I had had my umbrealla

It supports my daying the second part should be "I had had my umbrella", and not "I had my umbrella".

But:

I...

People often use contractions when speaking and it's fine. But if you had to write a formal letter you would use "...I had had..." instead of '"...I'd had...".[/quote]

Oh, definitely, I'm just not...

Don't say now.

I wouldn't have gotten wet if I had an umbrella with me

Doesn't work because:

The second clause is actually a present construction:
If I had the time, I'd go to the cinema (present...

You are having sex with your cat?

Его парень

I am having sex [right now] sounds best to me in the current context.[/quote]

Do you have someone under your desk?

Which of the sentances sounds best to you?[/quote]

They all sound good to me, if you know what I mean. 8)[/quote]

BlackMage, there are children about!

Which of the sentances sounds best to you?[/quote]

It depends on the context of course, silly.

"I am having sex yesterday" doesn't work does it.

Each has its own use in the appropriate...

I wouldn't have gotten wet if I had an umbrella with me.[/quote]

Americanism alert!

Americans prefer: I have spelled it wrong
Brits prefer: I have spelt it wrong

Americans prefer: I have...

That's true, almost.

"I would like" is a subjuctive construction.

"I would like" is the subjuntive/conditioanl of "I want"

It mostly expresses a more polite desire.
In English. "I want" can...