You could say something like this: "At the rate these shares are going up, if we had bought them last year, we would be billionaires next year."
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You could say something like this: "At the rate these shares are going up, if we had bought them last year, we would be billionaires next year."
The subjunctive with "would be" applies to present certainties and your example is talking about a future speculation.
If you didn't buy Yukos when it was cheap last year and now see that the price...
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