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Probably they can't, but they DID. :D A few of them.
The interest wasn't the main problem, though. In Ukraine most loans are given in dollar equivalent, and since dollar-to-grivna rate...

alexB is right, an average person can't afford buying a house or even an apartment. You have such a ridiculous sum of money only if you are a (very) succesful businessperson, or indulge in some kind...