I can only tell about the way it is in Toronto. If you live in a one-bedroom condo apartment and you don't have an outstanding mortgage (loan) on it, you would regularly pay the property tax and the maintenance fee. The property tax depends a great deal on the location ($100-$200 a month) and the maintenance fee would usually include an unlimited usage of electricity, heating/cooling, water, basic TV cable (50 or so channels), 1 underground parking spot, some outdoor garden/grass maintenance, security/consierge, unlimited access for your family to the indoor pool, sauna, gym (usually some weights, machines, and squash/ping-pong). In some condos some of the features are not available/included (typically in the lower-rise condos). The maintenance package is not optional in a sense that you can't include more features or exclude some of them. The maintenance fee is in a range of $350 - $500 a month. These days the Canadian dollar is roughly equal to the USD. Hope it helps.![]()